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Do life insurance companies know exactly when you’re going to die? It sounds like science fiction, but it’s actually data. They’ve spent decades collecting data on blood biomarkers, nutrient levels, and lifestyle factors that predict mortality with stunning accuracy. Their risk models are so precise that while 364 banks collapsed in the 2008 financial crisis, not a single life insurance company failed. @garybrecka, a former mortality expert who spent years assessing life expectancy for high-stak
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